Chase Credit Cards & Cash Back Cards
Chase offers a large variety of personal credit cards and cash back cards.
Several of the personal Chase credit cards and Chase cash back cards are part of the Chase Ultimate Rewards program. These are shown in the next section.
Personal Chase Credit Cards & Cash Back Cards That Earn Ultimate Rewards Points
The following Chase credit cards and Chase cash back cards earn Ultimate Rewards points.
It is important to note that in order for the cash back cards, like the Chase Freedom card for example, to earn Ultimate Rewards points you first need to have one of the Chase Sapphire credit cards. Either the Chase Sapphire Preferred card or the Chase Sapphire Reserve card.
So it is important to first get one of these 2 cards before you can earn Ultimate Rewards points with some of the cash back cards.
Chase Sapphire Preferred® credit card
New Cardmember Bonus Offer:
Earn 60,000 bonus points
after you spend $4,000 on purchases in the first 3 months from account opening.
Benefits & Perks:
Premium dining & travel rewards
Earn 5x total points on travel purchased through Chase Travel, excluding hotel purchases that qualify for the $50 Annual Chase Travel Hotel Credit.
Earn 3x points on dining at restaurants including eligible delivery services, takeout and dining out.
Earn 2x on other travel purchases.
Annual Fee: $95
Chase Sapphire Reserve® Credit Card
New Cardmember Bonus Offer:
Earn 60,000 bonus points
after you spend $4,000 on purchases in the first 3 months from account opening.
Benefits & Perks:
Earn 5x total points on flights and 10x total points on hotels (excluding The EditSM) and car rentals when you purchase travel through Chase TravelSM after the first $300 is spent on travel purchases annually.
Annual Fee: $550
Chase Freedom Unlimited® credit card
New Cardmember Bonus Offer:
Earn a $200 bonus
Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening.
Benefits & Perks:
Unlimited 1.5% cash back is just the beginning. Earn unlimited 1.5% cash back or more on all purchases, like 3% on dining and drugstores and 5% on travel purchased through Chase TravelSM.
APR
0% intro APR for 15 months from account opening on purchases and balance transfers.†
Annual Fee: $0
Chase Freedom Flex® Credit Card
New Cardmember Bonus Offer:
Earn a $100 bonus + 5% grocery store offer
Earn a $100 bonus after you spend $500 on purchases in the first 3 months from account opening.
Earn 5% cash back on grocery store purchases (excluding Target® and Walmart®) on up to $12,000 spent in the first year.
Benefits & Perks:
Earn cash back for every purchase. Earn 5% cash back on up to $1,500 on combined purchases in bonus categories each quarter you activate. Plus, earn 5% cash back on travel purchased through Chase TravelSM, 3% on dining including takeout and drug stores, and 1% on all other purchases.
APR: 0% intro APR for 15 months from account opening on purchases and balance transfers.
Annual Fee: $0
Chase Business Cards That Earn Ultimate Rewards Points
There are 3 Chase business credit cards that participate in the Chase Ultimate Rewards program and earn points.
Ink Business Unlimited® Credit Card
New Cardmember Bonus Offer:
Earn $750 bonus cash back
after you spend $6,000 on purchases in the first 3 months after account opening.
Benefits & Perks:
Unlimited 1.5% cash back rewards on every purchase made for your business – with this no annual fee credit card.
Earn 5% cash back on Lyft rides
Auto Rental Collision Damage Waiver
Travel and Emergency Assistance Services
Roadside Dispatch
Purchase Protection
Redeem Options: Travel (best option – 25% more value), Cash back, Gift cards, Apple Ultimate Rewards store
APR: 0% intro APR for 12 months from account opening on purchases
Annual Fee: $0
Ink Business Cash® Credit Card
New Special Offer !
Earn up to $750 bonus cash back
Earn $350 when you spend $3,000 on purchases in the first 3 months, and an additional $400 when you spend $6,000 on purchases in the first 6 months after account opening
Plus earn a 10% Business Relationship Bonus.
Benefits & Perks:
Earn 5% cash back in select business categories
plus earn rewards on every purchase made for your business – with this no annual fee credit card.
Earn 5% cash back on Lyft rides
Auto Rental Collision Damage Waiver
Travel and Emergency Assistance Services
Roadside Dispatch
Purchase Protection
Redeem Options: Travel (best option – 25% more value), Cash back, Gift cards, Apple Ultimate Rewards store
Annual Fee: $0
Ink Business Preferred® Credit Card
New Cardmember Bonus Offer:
100,000 bonus points after you spend $8,000 on purchases in the first 3 months after account opening. That’s $1,000 cash back or $1,250 toward travel rewards when you redeem through Chase TravelSM.
Benefits & Perks
Earn 3X points on shipping and other select business categories.
Earn 5% cash back on Lyft rides
Auto Rental Collision Damage Waiver
Travel and Emergency Assistance Services
Roadside Dispatch
Purchase Protection
Redeem Options: Travel (best option – 25% more value), Cash back, Gift cards, Apple Ultimate Rewards store
Annual Fee: $95
Other Personal Chase Credit Cards
Although these personal credit cards do not participate in the Chase Ultimate Rewards program, they offer many useful benefits and bonuses.
The Chase United Mileage Plus cards offer good opportunities to earn United MileagePlus miles for free travel on United Airlines.
The Chase Southwest Rapid Rewards cards give you great opportunities to earn Rapids Rewards points for free travel on Southwest Airlines.
Some of the following links are our referral links. We would very much appreciate your help and support by using the links when you apply for any of the cards we have referrals links for.
Chase Freedom Rise Credit Card
New Cardmember Offer
Start building credit
while earning 1.5% cash back on all purchases.
Benefits & Perks:
Best for: New to Credit People and Students
Increase your chances of getting approved for Chase Freedom RiseSM by having at least $250 in any Chase checking or savings account before applying.
Annual Fee: $0
Chase Air Canada Aeroplan Card
Bonus Offer:
Earn 70,000 bonus miles after $3000 spend in the first 3 months after account opening.
Benefits & Perks:
Earn 3x points on groceries
Earn 3x points for each dollar spent on dining at restaurants including takeout and eligible delivery services
3x points for each dollar spent with Air Canada directly
Earn 1x points on all other purchases
500 bonus points for every $2,000 you spend in a calendar month – up to 1,500 points per month
New cardmembers Aeroplan 25K Status for the remainder of the calendar year, plus the following calendar year
$100 credit every 4 years for Global Entry or TSA PreCheck or NEXUS
Rental car insurance
Baggage insurance
Trip delay reimbursement
Trip cancellation / interruption insurance
Enjoy a free first checked bag
No foreign transaction fees
Annual Fee: $95
United MileagePlus Explorer Card
Special Limited Time Bonus Offer!
Earn 60,000 bonus miles after $3000 spend in the first 3 months after account opening.
Benefits & Perks:
Earn 2x miles on United purchases, dining, and hotel stays.
Enjoy a free first checked bag
Priority boarding and other United travel benefits.
Annual Fee: $0 intro annual fee for the first year, then $95
United Quest MileagePlus Card
Special Limited Time Bonus Offer !
Earn 70,000 bonus miles + 500 Premier qualifying points (PQP) after $4000 spend in the first 3 months after account opening.
Benefits & Perks:
Enjoy a $125 annual United purchase credit
2 free checked bags
Priority boarding
Earn 3x miles on United purchases
Earn 2x miles on all other travel
Annual Fee: $250
United MileagePlus Gateway Credit Card
Special Limited Time Bonus Offer !
Earn 30,000 bonus miles after $1000 spend in the first 3 months after account opening.
Benefits & Perks:
Earn 2x miles on United purchases, at gas stations and on local transit and commuting.
Earn 25% back on United inflight and Club premium drink purchases
No foreign transaction fees.
Annual Fee: $0
United MileagePlus Club Infinite Card
Special Limited Time Bonus Offer !
Earn 90,000 bonus miles after $5000 spend in the first 3 months after account opening.
Benefits & Perks:
Travel in luxury. Enjoy United Club membership
2 free checked bags.
Earn rewards faster with 4x miles on United purchases
Earn 2x miles on dining and all other travel.
Annual Fee: $525
Southwest Rapid Rewards® Plus Credit Card
Special Limited Time Bonus Offer !
Earn 85,000 points after $3000 spend in the first 3 months after account opening.
Benefits & Perks:
3,000 anniversary points each year.
Earn 2X points on Southwest® purchases
Earn 1X points on all other purchases.
Annual Fee: $69
Southwest Rapid Rewards® Priority Card
Special Limited Time Bonus Offer !
Earn 85,000 points after $3000 spend in the first 3 months after account opening.
Benefits & Perks:
Receive a $75 annual Southwest® travel credit and 7,500 anniversary points each year.
Earn 3X points on Southwest purchases.
Annual Fee: $149
Southwest Rapid Rewards® Premier Card
Special Limited Time Bonus Offer !
Earn 85,000 points after $3000 spend in the first 3 months after account opening.
Benefits & Perks:
6,000 anniversary points each year.
Earn 3X points on Southwest® purchases
Earn 1X points on all other purchases.
Annual Fee: $99
Chase Hotel Credit Cards
Chase Marriott Bonvoy Boundless Card
Bonus Offer: Earn 3 Free Night Awards (each night valued up to 50,000 points) after you spend $3,000 in your first 3 months from your account opening
Benefits & Perks:
Earn up to 17X total points at hotels participating in Marriott
Bonvoy – 6X points at over 7,000 hotels participating in Marriott Bonvoy; up to 10X points from Marriott for being a Marriott Bonvoy member; Plus up to 1x point from Marriott with Silver Elite Status
Earn 3X points on the first $6,000 spent in combined purchases each year on grocery stores, gas stations, and dining
Earn 2X points on all other purchases
Your points don’t expire as long as you make purchases on your credit card every 24 months
Annual free night award
Baggage insurance
Lost luggage reimbursement
Trip delay reimbursement
No foreign transaction fees
Annual Fee: $95
Chase Marriott Bonvoy Bountiful Card
Bonus Offer: Earn 85,000 Bonus Points after you spend $4,000 in purchases in your first 3 months from your account opening
Benefits & Perks:
Earn up to 18.5x total points at hotels participating in Marriott
Bonvoy – 6X points at over 7,000 hotels participating in Marriott Bonvoy; up to 10X points from Marriott for being a Marriott Bonvoy member; Plus up to 2.5x point from Marriott with Silver Elite Status
Earn 4X points on the first $15,000 spent in combined purchases each year on grocery stores and dining
Earn 1,000 Bonus Points per eligible stay at hotels participating in Marriott Bonvoy
Earn 2X points on all other purchases
Your points don’t expire as long as you make purchases on your credit card every 24 months
Annual free night award
Baggage delay insurance
Lost luggage reimbursement
Trip delay reimbursement
No foreign transaction fees
Annual Fee: $250
Chase Marriott Bonvoy Bold Card
Bonus Offer: Earn 30,000 points after you spend $1,000 in your first 3 months from your account opening
Benefits & Perks:
Earn up to 14x total points at hotels participating in Marriott
Bonvoy – 3x points at over 7,000 hotels participating in Marriott Bonvoy; up to 10X points from Marriott for being a Marriott Bonvoy member; Plus up to 1x point from Marriott with Silver Elite Status
Earn 1X points on all other purchases
Your points don’t expire as long as you make purchases on your credit card every 24 months
Baggage delay insurance
Lost luggage reimbursement
Trip delay reimbursement
No foreign transaction fees
Annual Fee: $0
Chase IHG One Rewards Premier Card
Bonus Offer:
Earn 140,000 bonus points after spending $3,000 in the first 3 months from account opening.
Benefits & Perks:
Earn up to 26X points total per $1 spent when you stay at IHG hotels and resorts
Earn 5x points on travel, dining, and at gas stations
Earn 3x points on all other purchases.
Anniversary free night
Earn a $100 statement credit and 10,000 bonus points after spending $20,000 each calendar year
Baggage delay insurance
Lost luggage reimbursement
Trip Cancellation / Interruption insurance
No foreign transaction fee
Annual Fee: $99
Chase IHG One Rewards Traveler
Bonus Offer:
Earn 80,000 bonus points after spending $2,000 in the first 3 months from account opening.
Benefits & Perks:
Earn up to 17x points total per $1 spent when you stay at IHG hotels and resorts
Earn 3x total points on dining, utilities, select streaming services, and at gas stations
Earn 2x points on all other purchases
Silver elite status
Redeem 3 nights, get a 4th free
Earn 10,000 bonus points after you spend $10,000 each calendar year
Baggage delay insurance
Lost luggage reimbursement
Trip Cancellation / Interruption insurance
No foreign transaction fee
Annual Fee: $99
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