Capital One Travel Program Review
Capital One’s travel program offers a comprehensive suite of benefits designed to enhance the travel experience for cardholders. With a focus on flexibility, convenience, and rewards, the program caters to both frequent travelers and occasional adventurers alike.
Capital One Travel Program
Key features of the Capital One travel program
Earn and Redeem Rewards: Cardholders can earn miles or points on every purchase, which can be redeemed for flights, hotels, rental cars, and more. The flexibility to use rewards across various travel categories ensures that customers can maximize their benefits based on their preferences.
No Blackout Dates: Unlike some other travel reward programs, Capital One’s offering typically allows users to book travel without worrying about blackout dates or restrictions, offering more freedom and choice in travel planning.
Travel Partnerships: Capital One partners with a range of airlines, hotels, and other travel providers, allowing cardholders to leverage partnerships to earn more rewards or enjoy exclusive perks such as room upgrades or priority boarding.
Travel Assistance and Insurance: Cardholders often benefit from travel assistance services, including 24/7 customer support and travel insurance coverage for unexpected events like trip cancellations, lost luggage, or medical emergencies while traveling.
Ease of Booking: The Capital One travel portal is designed to be user-friendly, making it simple for cardholders to search, compare, and book flights, hotels, and car rentals directly through their account. This streamlined process enhances convenience and efficiency in trip planning.
Additional Benefits: Depending on the specific card, additional perks such as access to airport lounges, statement credits for travel purchases, or no foreign transaction fees may be available, further enhancing the overall value proposition for frequent travelers.
Earning Capital One Travel Miles
You earn Capital One travel miles by using the Capital One personal or business credit cards.
Here are some examples:
Use the Capital One Venture X card to earn unlimited double miles on every purchase. Plus, you’ll earn 10 miles per dollar on hotels and rental cars, and 5 miles per dollar on flights booked through Capital One Travel.
Use the Capital One Venture card and earn unlimited double miles on every purchase. Plus, earn 5 miles per dollar on hotels and rental cars when you book through Capital One Travel.
Use the Capital One VentureOne card to earn unlimited 1.25 miles per dollar on every purchase. You’ll also earn 5 miles per dollar on hotels and rental cars booked through Capital One Travel.
Capital One personal or business credit cards
Capital One Travel Program Partners
The Capital One Travel Program has many airline and hotel partners, so it gives you many travel redemption options. You can transfer your Capital One miles to the following partners to earn free travel through the partner programs.
Capital One Travel Program Airline & Hotel Partners
The following are the current Capital One Travel program airline partners.
When you transfer 1,000 Capital One miles to any of these transfer partners, you’ll receive 1,000 miles or points with the following travel loyalty programs:
- Aeromexico Club Premier
- Air Canada Aeroplan®
- Cathay Pacific Asia Miles
- Avianca LifeMiles
- British Airways Executive Club
- Choice Privileges®
- Emirates Skywards
- Etihad Guest
- Finnair Plus
- Flying Blue
- Qantas Frequent Flyer
- Singapore Airlines KrisFlyer
- TAP Miles&Go
- Turkish Airlines Miles&Smiles
- Virgin Red
- Wyndham Rewards
When you transfer 1,000 Capital One miles to this transfer partner, you’ll receive 750 miles:
- EVA Air Infinity MileageLands
When you transfer 1,000 Capital One miles to this transfer partner, you’ll receive 500 points:
- Accor Live Limitless
How To Transfer Miles to Capital One Travel Program Partners
To redeem your miles with a Capital One transfer partner, follow these general steps:
- Sign in to your account online or through the Capital One Mobile app.
- Navigate to the credit card account with the miles you would like to transfer.
- Click View Rewards, where you’ll be given options for using your rewards.
- Choose the option for Converting your rewards to a Capital One miles transfer partner and follow the prompts.
- Receive your confirmation code and save it for your records.
Things to Know About A Capital One Miles Transfer
Some loyalty programs offer miles while others offer points. And your transferred Capital One miles will convert at one of three ratios, depending on the loyalty program.
Using 1,000 Capital One miles as an example, here’s how that breaks down:
- 1:1 ratio: 1,000 Capital One miles convert to 1,000 miles or points.
- 2:1.5 ratio: 1,000 Capital One miles convert to 750 miles or points.
- 2:1 ratio: 1,000 Capital One miles convert to 500 miles.
All loyalty programs require a minimum of 1,000 Capital One miles to transfer.
How To Earn Capital One Travel Miles & Rewards
Capital One Credit Cards & Cash Back Cards
Capital One credit cards offer a diverse range of options tailored to meet varying financial needs and lifestyles. Each card comes with distinctive features and benefits designed to enhance the cardholder’s experience. From cashback rewards to travel perks, Capital One ensures there’s a card to fit different spending habits and goals.
Capital One Credit Cards & Cash Back Cards
Capital One’s lineup typically includes cards with competitive rewards structures, such as unlimited cashback on every purchase or bonus rewards in specific categories like dining, groceries, or travel. Some cards also offer introductory 0% APR periods for purchases and balance transfers, making them appealing for those looking to save on interest charges.
In terms of technology and user experience, Capital One is known for its intuitive mobile app and online banking tools, which provide easy access to account management, transaction monitoring, and rewards redemption. Many cards also feature benefits like travel insurance, roadside assistance, and extended warranty protection, adding value beyond just spending rewards.
Whether you’re a frequent traveler seeking travel rewards, a savvy shopper looking for cashback, or someone consolidating debt with a balance transfer offer, Capital One credit cards aim to provide flexibility and value. With transparent terms and a commitment to customer service, Capital One strives to make managing finances straightforward and rewarding for cardholders.
Capital One Personal Credit Cards & Cash Back Cards
Capital One offers a variety of personal credit cards and cash back cards. You can use the bonus offers and miles earned from spending on their travel credit cards to earn free travel with miles. The Capital One travel program is a good way to earn free travel or discounted travel using the Capital One travel site. Or you can transfer miles to their airline and hotel partners.
You can earn competitive cash back rates with the Capital One cash back cards.
Capital One Personal Credit Cards With Travel Benefits
Here are the Capital One Credit Cards that offer travel miles and benefits. Along with many other useful benefits and perks.
Bonus Offer:
Earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening
Benefits & Perks:
Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel
Earn 5X miles on flights booked through Capital One Travel
Earn unlimited 2X miles on all other purchases
Up to a $100 credit for Global Entry or TSA PreCheck®
Enjoy unlimited complimentary access for you and two guests to 1,300+ airport lounges, including Capital One Lounges and Partner Lounge Network.
Complimentary Priority Pass™ membership
Elevate every hotel stay from the Premier or Lifestyle Collections with a suite of cardholder benefits like an experience credit, room upgrades, and more.
Auto Rental Collision Damage Waiver
Travel Accident Insurance
No foreign transaction fees
Extended Warranty on eligible items
Annual Fee: $395
Earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening
Benefits & Perks:
Earn unlimited 2 miles per dollar on every purchase
Earn unlimited 5 miles per dollar on hotels and rental cars booked through Capital One Travel
Up to a $100 credit for Global Entry or TSA PreCheck®
Enrich every hotel stay from the Lifestyle Collection with a suite of cardholder benefits, like a $50 experience credit, room upgrades, and more
Auto Rental Collision Damage Waiver
Travel Accident Insurance
No foreign transaction fees
Extended Warranty on eligible items
Annual Fee: $95
Bonus Offer:
Earn 20,000 bonus miles once you spend $500 on purchases within the first 3 months from account opening
Benefits & Perks:
Earn unlimited 1.25 miles per dollar on every purchase. Earn unlimited 5 miles per dollar on hotels and rental cars booked through Capital One Travel
Auto Rental Collision Damage Waiver
Travel Accident Insurance
No foreign transaction fees
Extended Warranty on eligible items
Annual Fee: $0
APR:
0% intro APR for 15 months; 19.99% – 29.99% variable APR after that
Capital One Cash Back Cards
Quicksilver Rewards Card
Bonus Offer: Earn a one-time $200 cash bonus once you spend $500 on purchases within 3 months from account opening
Benefits & Perks:
Earn unlimited 1.5% cash back on every purchase, every day
Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel
Annual Fee: $0
APR: 0% intro APR for 15 months; 19.99% – 29.99% variable APR after that
Savor Rewards Card
Bonus Offer: Earn a one-time $300 cash bonus once you spend $3,000 on purchases within 3 months from account opening
Benefits & Perks:
Earn unlimited 4% cash back on dining, entertainment, and popular streaming services.
Earn 3% cash back at grocery stores.
Earn 8% cash back on Capital One Entertainment purchases.
Earn1% on all other purchases
Annual Fee: $0
SavorOne Rewards Card
Bonus Offer: Earn a one-time $200 cash bonus once you spend $500 on purchases within 3 months from account opening
Benefits & Perks:
Earn unlimited 3% cash back on dining, entertainment, popular streaming services, and grocery stores.
Earn 8% cash back on Capital One Entertainment purchases.
Earn1% on all other purchases
Annual Fee: $0
APR: 0% intro APR for 15 months; 19.99% – 29.99% variable APR after that
Capital One Business Credit Cards
Spark 1.5% Cash Select Card
Bonus Offer:
Earn a $750 cash bonus when you spend $6,000 in the first 3 months. 1
Benefits & Perks:
Unlimited 1.5% cash back on every purchase with no minimums or expiration date
Unlimited 5% cash back on hotels and rental cars booked through Capital One Travel
Roadside Assistance
No foreign transaction fee
Can use your rewards in Capital One Travel
Annual Fee: $0
Bonus Offer:
Earn 150,000 miles once you spend $30,000 in the first 3 months
Benefits & Perks:
Unlimited 2X miles with spend capacity that adapts to your business
Annual Fee: $395
APR:
No APR since your balance is due in full every month
Bonus Offer:
Earn a one-time bonus of 50,000 miles – equal to $500 in travel – once you spend $4,500 on purchases within the first 3 months from account opening
Benefits & Perks:
Unlimited 2X miles per dollar on every purchase, every day
Annual Fee: $0 intro for the first year, $95 after that
Bonus Offer:
Earn a one-time bonus of 50,000 miles – equal to $500 in travel – once you spend $4,500 on purchases within the first 3 months from account opening
Benefits & Perks:
Unlimited 1.5X miles per dollar on every purchase, every day
Annual Fee: $0
Spark 2% Cash Plus Card
Bonus Offer:
Earn a one-time cash bonus of $1,200 once you spend $30,000 in the first 3 months. 1
Benefitrs & Perks:
Unlimited 2% cash back on every purchase with no minimums or expiration date
Unlimited 5% cash back on hotels and rental cars booked through Capital One Travel
Annual Fee: $150
Spend $150,000 annually and this will be refunded
Pay-In-Full Card:
You must pay your full balance every month
Capital One Travel Program
Overall, Capital One’s travel program stands out for its flexibility, accessibility, and the wide variety of benefits offered. Making it a preferred choice for individuals looking to maximize rewards and simplify their travel experiences.
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