Unveiling the Best Credit Card Bonuses of July 2024 – Don’t Miss Out!
July 2024 has some good opportunities to earn free travel, cash back bonuses, and other benefits and perks from the best credit card bonuses.
Best Credit Card Bonuses – July 2024
Why Bother with Credit Card Bonuses?
Credit card companies are competing harder than ever to win over your spending power, and they’re sweetening the deal with great sign-up bonuses. These bonuses can range from free travel with points and miles, hefty cash rewards, and luxurious travel perks. Making your spending habits work harder for you.
Best Credit Card Bonuses – July 2024
How to Choose the Right Credit Card Bonus for You
Identify Your Spending Habits: Do you spend more on dining out, travel, groceries, or everyday purchases? Pick a card that rewards your primary spending categories.
Consider Redemption Options: Are you more interested in cash back, travel rewards, or flexible points? Choose a card that offers rewards you can easily redeem for what matters most to you.
Check out our Free Travel With Points & Miles Guide
Check the Fine Print: Understand the minimum spending requirement and any annual fees associated with the card. Make sure the bonus aligns with your budget and financial goals.
Best Credit Card Bonuses – July 2024
Here are the best personal credit card bonus offers for July 2024.
Chase Sapphire Preferred credit card
New Cardmember Bonus Offer:
Earn 60,000 bonus points
after you spend $4,000 on purchases in the first 3 months from account opening.
Benefits & Perks:
Premium dining & travel rewards
Earn 5x total points on travel purchased through Chase Travel, excluding hotel purchases that qualify for the $50 Annual Chase Travel Hotel Credit.
Earn 3x points on dining at restaurants including eligible delivery services, takeout and dining out.
Earn 2x on other travel purchases.
Annual Fee: $95
Ink Business Unlimited Credit Card
New Cardmember Bonus Offer:
Earn $750 bonus cash back
after you spend $6,000 on purchases in the first 3 months after account opening.
Benefits & Perks:
Unlimited 1.5% cash back rewards on every purchase made for your business – with this no annual fee credit card.
Earn 5% cash back on Lyft rides
Auto Rental Collision Damage Waiver
Travel and Emergency Assistance Services
Roadside Dispatch
Purchase Protection
Redeem Options: Travel (best option – 25% more value), Cash back, Gift cards, Apple Ultimate Rewards store
APR: 0% intro APR for 12 months from account opening on purchases
Annual Fee: $0
Ink Business Cash Credit Card
New Special Offer !
Earn up to $750 bonus cash back
Earn $350 when you spend $3,000 on purchases in the first 3 months, and an additional $400 when you spend $6,000 on purchases in the first 6 months after account opening
Plus earn a 10% Business Relationship Bonus.
Benefits & Perks:
Earn 5% cash back in select business categories
plus earn rewards on every purchase made for your business – with this no annual fee credit card.
Earn 5% cash back on Lyft rides
Auto Rental Collision Damage Waiver
Travel and Emergency Assistance Services
Roadside Dispatch
Purchase Protection
Redeem Options: Travel (best option – 25% more value), Cash back, Gift cards, Apple Ultimate Rewards store
Annual Fee: $0
Ink Business Preferred Credit Card
New Cardmember Bonus Offer:
100,000 bonus points after you spend $8,000 on purchases in the first 3 months after account opening. That’s $1,000 cash back or $1,250 toward travel rewards when you redeem through Chase TravelSM.
Benefits & Perks
Earn 3X points on shipping and other select business categories.
Earn 5% cash back on Lyft rides
Auto Rental Collision Damage Waiver
Travel and Emergency Assistance Services
Roadside Dispatch
Purchase Protection
Redeem Options: Travel (best option – 25% more value), Cash back, Gift cards, Apple Ultimate Rewards store
Annual Fee: $95
Spark 1.5% Cash Select Card
Bonus Offer:
Earn a $750 cash bonus when you spend $6,000 in the first 3 months.
Benefits & Perks:
Unlimited 1.5% cash back on every purchase with no minimums or expiration date
Unlimited 5% cash back on hotels and rental cars booked through Capital One Travel
Roadside Assistance
No foreign transaction fee
Can use your rewards in Capital One Travel
Annual Fee: $0
American Express Platinum Card
Special Bonus Offer:
Earn 125,000 Membership Rewards points after spending $8,000 within 6 months
(many people can only see an offer for 100,000 points. Try the link below using a VPN &/or incognito private mode)
Benefits & Perks:
Earn 5x points per $1 spent on purchases made with airlines or with American Express Travel
Earn 5x points per $1 spent on hotel & airline bookings made directly from the American Express travel website
Earn 1x points on all other purchases
$200 airline incidental credit per calendar year
$200 Uber credit ($15 per month and additional $20 in December)
Walmart+ monthly credit – Cardholders will receive a $12.95 credit (covers the full cost of membership)
SoulCycle At Home Bike Credit. Cardholders can receive a $300 credit when purchasing a SoulCycle bike (up to 15 bikes per year).
Centurion lounge access
International American Express lounge access
Delta SkyClub lounge access
Priority pass select membership
Airspace lounge access
$240 digital entertainment credit ($20 per month) and can be used on Peacock, The New York Times, WSJ.
$200 hotel credit. This can be used on select prepaid bookings (Fine Hotels + Resorts® and The Hotel Collection) when using American Express Travel
$179 Clear credit
$300 Equinox credit ($25 credit each month)
Global Dining Access by Resy
The Global Lounge Collection
No foreign transaction fees
Annual Fee: $695
Special Bonus Offer:
Earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening
Plus earn a 1 time $250 travel credit in your 1st year
Benefits & Perks:
Earn unlimited 2 miles per dollar on every purchase
Earn unlimited 5 miles per dollar on hotels and rental cars booked through Capital One Travel
Up to a $100 credit for Global Entry or TSA PreCheck®
Enrich every hotel stay from the Lifestyle Collection with a suite of cardholder benefits, like a $50 experience credit, room upgrades, and more
Auto Rental Collision Damage Waiver
Travel Accident Insurance
No foreign transaction fees
Extended Warranty on eligible items
Annual Fee: $95
Barclays AAdvantage Aviator Red Card
Special Bonus Offer:
Earn 70,000 bonus American Airlines AAdvantage miles after making your first purchase and paying the $99 annual fee within the first 90 days
Benefits & Perks:
Earn 2X AAdvantage miles for every dollar spent on eligible American Airlines purchases
Earn 1x AAdvantage miles on all other purchases
First checked bag free
Preferred boarding
Anniversary Companion Certificate
Enjoy up to $25 in statement credits on inflight Wi-Fi purchases every anniversary year on American Airlines operated flights
Recieve 25% as statement credits on food and beverages when you use your card on American Airlines operated flights
No foreign transaction fees
APR: 0% for 15 months
Annual Fee: $99
United MileagePlus Explorer Card
Special Limited Time Bonus Offer!
Earn 60,000 bonus miles after $3000 spend in the first 3 months after account opening.
Benefits & Perks:
Earn 2x miles on United purchases, dining, and hotel stays.
Enjoy a free first checked bag
Priority boarding and other United travel benefits.
Annual Fee: $0 intro annual fee for the first year, then $95
Amex Business Platinum Card
Special Bonus Offer:
Earn 150,000 200,000 Membership Rewards Points after you spend $20,000 on eligible purchases with your Card in the first 3 months of Card Membership.
(some people are not able to access this 200,000 points offer)
Benefits & Perks:
Earn 5x points per $1 spent on hotel & airline bookings made directly from the American Express travel website
Earn 1.5x point in key business categories and on eligible purchases of $5K or more everywhere else
Earn 1x points on all other purchases
$200 airline incidental credit per calendar year
Up to $400 per year ($200 semiannually) on US purchases at Dell Technologies (thru 12/31/24)
Enroll and get up to $360 in statement credits(up to $90 back per quarter) for purchases with Indeed through 12/31/24
$120 credit for US wireless phone services
$150 credit for Adobe Creative Solutions
Centurion lounge access
International American Express lounge access
$189 Clear credit
$100 Global Entry or $85 TSA PreCheck credit
Marriott Bonvoy Gold elite status
Hilton Honors Gold status
Global Lounge Collection
Fine Hotels + Resorts program
Travel delay & cancellation/interruption insurance
Car rental insurance
Baggage insurance
No foreign transaction fees
Annual Fee: $695
Amex Delta SkyMiles Gold Card
Special Bonus Offer:
Earn 65,000 Membership Rewards Points after you spend $3,000 on eligible purchases in the first 6 months of Card Membership. (offer ends 7/17/24
Benefits & Perks:
2x points on dining and groceries
2x points on Delta purchases
1x points on all other eligible purchases
$200 Delta flight credit, after spending $10,000 in a calendar year
15% discount on award travel when booked on delta.com or in the Delta app
First checked bag free
Priority boarding on Delta flights
$100 Delta Stays hotel credit
20% savings on Delta in-flight purchases (statement credit)
Car rental insurance
Baggage insurance
No foreign transaction fee
Annual Fee: $150 (waived 1st year)
Amex Hilton Honors Surpass Card
Special Bonus Offer:
Earn 130,000 Membership Rewards Points after you spend $3,000 on eligible purchases in the first 6 months of Card Membership. Offer ends 7/31/24
Benefits & Perks:
12x points on hotels & resorts in the Hilton portfolio
7x points on flights booked with airlines or on AmexTravel.com, and on rental cars
6x points on dining, gas, and groceries
4x points on US online retail purchases
3x on all other eligible purchases
$200 in statement credits on eligible purchases made directly with participating Hilton Resorts
Earn one Free Night Reward from Hilton Honors after spending $15,000 on purchases on your card in a calendar year
Spend $40,000 on purchases on your Card in a calendar year and you can earn Hilton Honors Diamond status through the end of the next calendar year
Complimentary National Car Rental Emerald Club Executive status
Car rental insurance
Baggage insurance
Annual Fee: $95
Chase IHG One Rewards Premier Card
Special Bonus Offer:
Earn 5 Free Nights (each Free Night valued at up to 60,000 points) $4,000 in purchases within the first 3 months.
Benefits & Perks:
Earn up to 26X points total per $1 spent when you stay at IHG hotels and resorts
Earn 5x points on travel, dining, and at gas stations
Earn 3x points on all other purchases.
Anniversary free night
Earn a $100 statement credit and 10,000 bonus points after spending $20,000 each calendar year
Baggage delay insurance
Lost luggage reimbursement
Trip Cancellation / Interruption insurance
No foreign transaction fee
Annual Fee: $99
