Best CD Interest Rates – January 2025
The best CD (Certificate of Deposit) interest rates can vary based on several factors. These include the term length and the financial institution offering them.
Typically, rates are influenced by prevailing economic conditions such as inflation, and the Federal Reserve’s monetary policies. Check back with us often and we will help you to find the best CD interest rates for various CD terms.
We also help you to find the best savings account interest rates, and the best mortgage interest rates. So you can get the most out of your money and savings.
Best CD Interest Rates – January 2025
CD terms typically range from 6 months to 5 years, although you can find longer terms. Rates may fluctuate, so it’s important to compare options and consider locking in a rate that suits your financial goals and timeline.
Best CD Interest Rates for January 2025
Here are the best CD interest rates available in January.
Rates can change often, so check back with us often to keep up on the best CD interest rates, along with the best savings account interest rates. And the best money market interest rates.
And the best mortgage interest rates.
Best CD Interest Rates – January 2025
Best CD Interest Rates for 3-Month CDs
Bask Bank CD — 4.65% APY
$1000 minimum
Best CD Interest Rates for 6 Month CDs
LimeLight Bank CD — 4.61% APY
$10,000 minimum
Best CD Interest Rates – January 2025
Best CD Interest Rates for 1 Year CDs
Popular Direct CD — 4.50% APY
$10,000 minimum
Best CD Interest Rates – January 2025
Best CD Interest Rates for 18 Month CDs
Popular Direct CD — 4.30% APY
$10,000 minimum
Best CD Interest Rates For 2 Year CDs
Quorum Federal Credit Union CD — 4.25% APY
$1000 minimum
Best CD Interest Rates – January 2025
Best CD Interest Rates for 3 Year CDs
Schools First Federal Credit Union CD — 4.15% APY
$500 minimum
Best CD Interest Rates for 5 Year CDs
Schools First Federal Credit Union CD — 4.25% APY
$500 minimum
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