Bank of America Credit Cards & Cash Back Cards – August 2024
Our Guide to Travel Rewards & Cash Back Rewards
Welcome to our guide to Bank of America’s credit cards and cash back cards. We will show you what Bank of America credit cards and cash back cards have to offer you.
The Bank of America credit cards off travel rewards and other perks and benefits. The Bank of America cash back cards offer somewhat competitive cash back rates.
Bank of America Credit Cards & Cash Back Cards
Personal Bank of America Credit Cards & Cash Back Cards – August 2024
Here are the various Bank of America credit cards for personal use. They offer some travel rewards, and other benefits and perks.
Bank of America offers credit cards to earn Bank of America travel rewards points.You can use these points for travel credits or cash back.
They also offer co-branded airline credit cards for Alaska Airlines, Air France/KLM, Allegiant Airlines, and Spirit Airlines.
Bank of America Travel Rewards Card
Bonus Offer: 25,000 point after spending $1000 in the first 90 days
Benefits & Perks:
No annual fee
No foreign transaction fees
Earn unlimited 1.5x points on all purchases everywhere, every time
Bank of America Preferred Rewards members earn 25%-75% more points on every purchase. That means you could earn 1.87 to 2.62 points
No expiration on points as long as your account remains open
APR: 0% Intro APR for your first 15 billing cycles for purchases, and for any balance transfers made within the first 60 days of opening your account
Annual Fee: $0
Bank of America Premium Rewards Card
Bonus Offer: 60,000 points after spending $4000 in the first 90 days
Benefits & Perks:
Earn 2x points on travel and dining purchases
Earn 1.5x points on all other purchases
Bank of America Preferred Rewards members earn 25%-75% more points on every purchase. That means you could earn 2.5x to 3.5x points on travel and dining purchases, and 1.87x to 2.62x points on all other purchases
Get up to $200 in combined Airline Incidental and TSA PreCheck/Global Entry Statement Credits
Plus, access to world class travel benefits: travel and purchase protections, luxury hotel collection and concierge service
No foreign transaction fees
Annual Fee: $95
Bank of America Premium Rewards Elite
Bonus Offer: 75,000 points after spending $5000 in the first 90 days
Benefits & Perks:
Earn unlimited 2x points on travel and dining purchases
Earn unlimited 1.5x points on all other purchases
Bank of America Preferred Rewards members earn 25%-75% more points on every purchase. That means you could earn 2.5 to 3.5 points on travel and dining purchases and 1.87 to 2.62 points on all other purchases
Get up to $550 in combined Airline Incidental, TSA PreCheck/Global Entry, and Lifestyle Statement Credits
A suite of luxury benefits to fit your lifestyle: full-service concierge, airport lounge and experience access, premier hotel amenities, travel and purchase protections
No foreign transaction fees
Annual Fee: $550
Alaska Airlines Visa Signature Card
Special Bonus Offer: 60,000 miles, plus Alaska Airlines $99 Companion Fare after spending $3000 in the first 90 days
Benefits & Perks:
Additional 2500 miles when you add an authorized user
Earn unlimited 3x miles on eligible Alaska Airlines purchases
Earn unlimited 2x miles on eligible gas, EV charging station, cable, streaming services and local transit purchases including rideshare
Earn unlimited 1x mile on all other purchases
Earn a 10% rewards bonus on all miles earned on card purchases if you have an eligible Bank of America account
Celebrate your account anniversary with Alaska’s $99 Companion Fare every year that you spend at least $6,000 on purchases with your card
Free checked bag for you and up to 6 guests on same reservation
Priority boarding
No foreign transaction fees
Annual Fee: $95
Free Spirit Travel More World Elite Mastercard
Bonus Offer: Earn 50,000 Bonus Points + a $100 Companion Flight Voucher after spending $1000 in the first 90 days
Benefits & Perks:
Earn 3x points on eligible Spirit purchases
Earn 2x points on eligible dining and grocery store purchases
Earn 1x point on all remaining purchases
Receive a $100 Companion Flight Voucher each anniversary after making at least $5,000 in purchases within the prior anniversary year
Annual Fee: $79 (waived 1st year)
Allegiant Allways Rewards Visa Card
Bonus Offer: 25,000 points after spending $1000 in the first 90 days
Benefits & Perks:
Earn 3x points on Allegiant purchases
Earn 2x points on qualifying dining purchases
Earn 1x point on all other purchases
No foreign transaction fees
Annual Fee: $59
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Air France KLM World Elite Mastercard Card
Special Bonus Offer: 70,000 miles after spending $3000 in the first 90 days
Benefits & Perks:
Earn 3x Miles on Air France, KLM Royal Dutch Airlines and SkyTeam member airlines purchases
Earn 1.5x Miles on all other purchases
Get 100 XP upon approval to help advance to the next status level (60 XP upon card approval, 40 XP after meeting spend requirement)
No foreign transaction fees
Annual Fee: $89
Bank of America Credit Cards & Cash Back Cards
Business Bank of America Credit Cards & Cash Back Cards
Bank of America offers business credit cards to earn travel rewards points. And some business credit cards to earn cash back rewards.
And they also offer an Alaska Airline business credit card to earn Alaska Airline Mileage Plan miles.
Here are the business Bank of America credit cards and cash back cards available.
Bank of America Business Advantage Unlimited Cash Back Card
Bonus Offer: $300 statement credit
Benefits & Perks:
Earn unlimited 1.5% cash back, or join Preferred Rewards for Business for no fee, and earn up to an unlimited 2.62% cash back on all purchases if you have a Bank of America business checking account and qualify for Preferred Rewards for Business Platinum Honors tier
APR: 0% Introductory APR on purchases for the first 9 billing cycles
Annual Fee: $0
Bank of America Business Advantage Customized Cash Card
Bonus Offer: $300 statement credit
Benefits & Perks:
Earn 3% cash back in the category of your choice
Earn 2% cash back on dining purchases
(for first $50,000 in those combined choice category/dining purchases each calendar year and 1% thereafter)
Earn 1% cash back on all other purchases
Join Preferred Rewards for Business for no fee and earn up to 5.25% cash back in the category of your choice*, up to 3.5% cash back on dining purchases (for the first $50,000 in those combined choice category/dining purchases each calendar year), and up to an unlimited 1.75% cash back on all other purchases if you have a Bank of America business checking account and qualify for Preferred Rewards for Business Platinum Honors tier
APR: 0% Introductory APR on purchases for the first 9 billing cycles.
Annual Fee: $0
Bank of America Business Travel Rewards Card
Bonus Offer: 25,000 point after spending $1000 in the first 90 days
Benefits & Perks:
No annual fee
No foreign transaction fees
Earn unlimited 1.5x points on all purchases everywhere, every time
Bank of America Preferred Rewards members earn 25%-75% more points on every purchase. That means you could earn 1.87 to 2.62 points
No expiration on points as long as your account remains open
APR: 0% Intro APR for your first 15 billing cycles for purchases, and for any balance transfers made within the first 60 days of opening your account
Annual Fee: $0
Bonus Offer: 50,000 miles, plus Alaska Airlines $99 Companion Fare after spending $3000 in the first 90 days
Benefits & Perks:
Additional 2500 miles when you add an authorized user
Earn unlimited 3x miles on eligible Alaska Airlines purchases
Earn unlimited 2x miles on eligible gas, EV charging station, shipping and local transit purchases including rideshare
Earn unlimited 1x mile on all other purchases
Earn a 10% rewards bonus on all miles earned on card purchases if you have an eligible Bank of America small business account
Celebrate your account anniversary with Alaska’s $99 Companion Fare every year that you spend at least $6,000 on purchases with your card
Free checked bag for you and up to 6 guests on same reservation
Priority boarding
No foreign transaction fees
Annual Fee: $70
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