American Express Personal & Business Credit Cards
American Express offers a wide variety of personal & business credit cards.
American Express also features their Membership Rewards program for travel enthusiasts that look for credit card bonuses and enticing benefits & perks.
Read our American Express Membership Rewards Program Review
American Express Personal & Business Credit Cards
Our comprehensive guide to American Express personal & business credit cards will help you to find the best bonuses, and benefits & perks available. Check back with us often and we will keep you informed of the latest and best offering from American Express.
And we’ll help you to earn and enjoy free travel and many other benefits & perks as quickly as possible.
American Express Personal & Business Credit Cards
American Express Platinum Card 175k Special Bonus Offer
American Express is offering a great special bonus offer on their personal Platinum card. The normal bonus offer is for 80,000 Membership Rewards points.
The limited time special offer is 175,000 Membership Rewards points. Many people cannot access this special offer online on their regular browser.
But many people have been able to find the special offer by using a VPN or private incognito mode.
The link for the special 175k offer:
Amex Platinum 175k Special Bonus Offer
*I personally tried several times to get the 175k special bonusoffer to show up using a VPN and the private incognito mode together. For quite awhile I could only get a 125k special bonus offer to appear.
Finally I was able to get the offer to show up by using Bing search of “Amex Platinum card” in private incognito mode.
Amex Platinum Card Special 175k Bonus Offer Details
Bonus Offer:
Earn 175,000 Membership Rewards points after spending $8,000 within 6 months
Benefits & Perks:
Earn 5x points per $1 spent on purchases made with airlines or with American Express Travel
Earn 5x points per $1 spent on hotel & airline bookings made directly from the American Express travel website
Earn 1x points on all other purchases
$200 airline incidental credit per calendar year
$200 Uber credit ($15 per month and additional $20 in December)
Walmart+ monthly credit – Cardholders will receive a $12.95 credit (covers the full cost of membership)
SoulCycle At Home Bike Credit. Cardholders can receive a $300 credit when purchasing a SoulCycle bike (up to 15 bikes per year).
Centurion lounge access
International American Express lounge access
Delta SkyClub lounge access
Priority pass select membership
Airspace lounge access
$240 digital entertainment credit ($20 per month) and can be used on Peacock, The New York Times, WSJ.
$200 hotel credit. This can be used on select prepaid bookings (Fine Hotels + Resorts® and The Hotel Collection) when using American Express Travel
$179 Clear credit
$300 Equinox credit ($25 credit each month)
Global Dining Access by Resy
The Global Lounge Collection
No foreign transaction fees
Annual Fee: $695
This is an exceptional bonus offer, and makes the high $695 annual fee easier to justify. With that said, there are a great number of excellent benefits and perks on the Platinum Card that help offset the annual fee.
With this special 175k bonus offer, the value of this deal is worth far more than the $695 annual fee. The estimated value of the 175k bonus points and all of the benefits & perks is approx. $4000+
American Express Personal & Business Credit Cards
Amex Business Platinum Card Special 250k Bonuss Offer
American Express also has a special bonus offer of 250k Membership Rewards points on their Business Platinum card.
You can read more about this special bonus offer on the American Express Business Platinum card here:
Amex Business Platinum Card 250k Special Bonus Offer
American Express Personal & Business Credit Cards
Amex Personal Credit Cards
American Express offers a wide variety of personal credit cards and charge cards. American Express credit cards are known for their premium benefits and customer service.
They offer a range of credit cards tailored to different lifestyles and financial needs. Including rewards cards with points that can be redeemed for travel, cash back, or merchandise.
American Express cards often feature perks like airport lounge access, travel insurance, and purchase protections.
American Express Personal Credit Cards That Earn Membership Rewards Points
American Express Membership Rewards is a loyalty program that rewards cardholders with points for their purchases on eligible American Express cards. These points can be redeemed for a variety of options, including travel bookings, statement credits, gift cards, merchandise, and charitable donations.
Membership Rewards points are known for their flexibility and can often be transferred to participating airline and hotel loyalty programs. The program is valued for its range of redemption choices and the potential to maximize rewards through strategic point usage.
Read Our Review of the American Express Membership Rewards Travel Program
American Express Personal Credit Cards That Earn Membership Rewards Points
The following American Express Credit Cards earn Membership Rewards points:
American Express Platinum Card
Normal Bonus Offer:
Earn 80,000 or 125,000 Membership Rewards points after spending $8,000 within 6 months
(found the 175,000 points offer using Bing search in private incognito mode)
Benefits & Perks:
Earn 5x points per $1 spent on purchases made with airlines or with American Express Travel
Earn 5x points per $1 spent on hotel & airline bookings made directly from the American Express travel website
Earn 1x points on all other purchases
$200 airline incidental credit per calendar year
$200 Uber credit ($15 per month and additional $20 in December)
Walmart+ monthly credit – Cardholders will receive a $12.95 credit (covers the full cost of membership)
SoulCycle At Home Bike Credit. Cardholders can receive a $300 credit when purchasing a SoulCycle bike (up to 15 bikes per year).
Centurion lounge access
International American Express lounge access
Delta SkyClub lounge access
Priority pass select membership
Airspace lounge access
$240 digital entertainment credit ($20 per month) and can be used on Peacock, The New York Times, WSJ.
$200 hotel credit. This can be used on select prepaid bookings (Fine Hotels + Resorts® and The Hotel Collection) when using American Express Travel
$179 Clear credit
$300 Equinox credit ($25 credit each month)
Global Dining Access by Resy
The Global Lounge Collection
No foreign transaction fees
Annual Fee: $695
American Express Gold Card
Bonus Offer: Earn 60,000 Membership Rewards Points after you spend $6,000 in eligible purchases within the first 6 months of Card Membership. Annual Fee: $250
Benefits & Perks:
4X points at restaurants worldwide‡4X points at U.S. supermarkets, on up to $25K in purchasesUp to $120 in Uber Cash per year3X points on flights booked directly with airlines or on amextravel.com$120 Dining Credit – enroll and earn up to $10 iNo foreign trnsaction fn statement credits monthly when you pay with the Gold Card at participating partners.The Hotel Collection – Get a $100 experience credit with a 2 night minimum stay when you book The Hotel Collection through American Express TravelNo foreign transaction feesCar rental loss & damage insuranceLost baggage insurance Apply Now
American Express Green Card
Bonus Offer: Earn 40,000 Membership Rewards Points after you spend $3,000 in eligible purchases within the first 6 months of Card Membership
Benefits & Perks:
3X points on travel
3X points on transit
3X points at restaurants
$189 Clear Plus credit
$100 Lounge Buddy credit
No foreign transaction fees
Car rental loss & damage insurance
Trip delay insurance
Lost baggage insurance
Annual Fee: $150
Amex EveryDay Credit Card
Bonus Offer: Earn 10,000 Membership Rewards Points after you spend $2,000 in eligible purchases within the first 6 months of Card Membership
Benefits & Perks:
2X points on groceries up to $6000 per year in purchases
2x points on travel purchases at AmexTravel.com
1X points on all others
Use your Card 20 or more times on purchases in a billing period and earn 20% extra points on those purchases less returns and credits
Car rental loss & damage insurance
Annual Fee: No Annual Fee
Amex EveryDay Preferred Credit Card
Bonus Offer: Earn 15,000 Membership Rewards Points after you spend $2,000 in eligible purchases within the first 6 months of Card Membership
Benefits & Perks:
3X points on groceries up to $6000 per year in purchases
2x points on travel purchases at AmexTravel.com
2x points on purchases at US gas stations
1X points on all others
Use your Card 30 or more times on purchases in a billing period and earn 50% extra points on those purchases less returns and credits
Car rental loss & damage insurance
Annual Fee: $95
Our Guide to American Express Credit Cards
American Express Business Credit Cards That Earn Membership Rewards Points
American Express also offers a variety of business credit cards that can help you more quickly earn free travel through the Membership Rewards travel program.
Amex Business Platinum Card
Special Bonus Offer:
Earn 150,000 200,000 Membership Rewards Points after you spend $20,000 on eligible purchases with your Card in the first 3 months of Card Membership.
(some people are getting a 250,000 points offer using Microsoft Edge incognito mode and searching for “Amex Business Platinum card” on Bing)
Benefits & Perks:
Earn 5x points per $1 spent on hotel & airline bookings made directly from the American Express travel website
Earn 1.5x point in key business categories and on eligible purchases of $5K or more everywhere else
Earn 1x points on all other purchases
$200 airline incidental credit per calendar year
Up to $400 per year ($200 semiannually) on US purchases at Dell Technologies (thru 12/31/24)
Enroll and get up to $360 in statement credits(up to $90 back per quarter) for purchases with Indeed through 12/31/24
$120 credit for US wireless phone services
$150 credit for Adobe Creative Solutions
Centurion lounge access
International American Express lounge access
$189 Clear credit
$100 Global Entry or $85 TSA PreCheck credit
Marriott Bonvoy Gold elite status
Hilton Honors Gold status
Global Lounge Collection
Fine Hotels + Resorts program
Travel delay & cancellation/interruption insurance
Car rental insurance
Baggage insurance
No foreign transaction fees
Annual Fee: $695
Amex Business Gold Card
Special Bonus Offer:
Earn 70,000 125,000 Membership Rewards Points after you spend $20,000 on eligible purchases with your Card in the first 3 months of Card Membership.
Benefits & Perks:
4x points on your top 2 categories
3x on flights & prepaid hotels on AmexTravel.com
1x on all other purchases
$240 credit – Earn up to $20 in statement credits monthly for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores
$155 Walmart+ credit
$100 expenses credit at The Hotel Collection
Car rental insurance
Baggage insurance
Trip delay insurance
No foreign transaction fees
Annual Fee: $375
APR: 0% introductory APR on purchases for 12 months from the date of account opening.
Amex Blue Business Plus Credit Card
Bonus Offer:
Earn 30,000 Membership Rewards Points after you spend $6,000 on eligible purchases in the first 3 months of Card Membership.
Benefits & Perks:
2X points on the first $50,000 in purchases, per calendar year
Expenses Management tools
Annual Fee: $95
APR: 0% introductory on purchases for 12 months from the date of account opening.
Amex Business Green Rewards Card
Bonus Offer:
Earn 15,000 Membership Rewards Points after you spend $3,000 on eligible purchases in the first 3 months of Card Membership.
Benefits & Perks:
2x points on flights & prepaid hotels on AmexTravel.com
1x points on all other eligible purchases
Car rental insurance
Baggage insurance
Extended warranty & Purchase protection
Annual Fee: $95
Other American Express Personal Credit Cards
American Express offers other personal credit cards that offer non-Membership Rewards bonuses and benefits. Including travel bonuses & perks, airline miles, hotel points, cash back bonuses, and others.
These American Express credit cards are not part of the American Express Membership Rewards program. And do not earn Membership Rewards points.
American Express Personal & Business Credit Cards
Amex Delta SkyMiles Gold Card
Bonus Offer:
Earn 40,000 Membership Rewards Points after you spend $2,000 on eligible purchases in the first 6 months of Card Membership.
Benefits & Perks:
2x points on dining and groceries
2x points on Delta purchases
1x points on all other eligible purchases
$200 Delta flight credit, after spending $10,000 in a calendar year
15% discount on award travel when booked on delta.com or in the Delta app
First checked bag free
Priority boarding on Delta flights
$100 Delta Stays hotel credit
20% savings on Delta in-flight purchases (statement credit)
Car rental insurance
Baggage insurance
No foreign transaction fee
Annual Fee: $150 (waived 1st year)
Amex Delta SkyMiles Platinum Card
Bonus Offer:
Earn 50,000 Membership Rewards Points after you spend $3,000 on eligible purchases in the first 6 months of Card Membership.
Benefits & Perks:
3x points on hotels
3x points on Delta purchases
2x on dining and groceries
1x points on all other eligible purchases
$2,500 Medallion Qualification Dollars (MQD) for elite status
Earn $1 Medallion Qualification Dollar for each $20 of purchases (MQD)
$200 Delta flight credit, after spending $10,000 in a calendar year
Enjoy a Companion Certificate on Main Cabin domestic, Caribbean, or Central American roundtrip flights each year after renewal of your card
15% discount on award travel when booked on delta.com or in the Delta app
First checked bag free
Priority boarding on Delta flights
$150 Delta Stays hotel credit
20% savings on Delta in-flight purchases (statement credit)
Earn up to $10 per month in statement credits on eligible purchases with US Resy restaurants
$120 rideshare credit ($10 per month)
$100 credit for Global Entry and $85 credit for TSA Precheck
Hertz 5 Star status
Car rental insurance
Trip delay insurance
Baggage insurance
No foreign transaction fee
Annual Fee: $350
Amex Delta SkyMiles Reserve Card
Bonus Offer:
Earn 60,000 Membership Rewards Points after you spend $5,000 on eligible purchases in the first 6 months of Card Membership.
Benefits & Perks:
3x points on Delta purchases
1x points on all other eligible purchases
Receive $2,500 Medallion Qualification Dollars each Medallion Qualification Year
Earn $1 Medallio Qualification Dollar (MQD) for each $10 of purchases
Earn up to $20 per month in statement credits on eligible purchases with US Resy restaurants
Complimentary access into Delta Sky Club
Enjoy complimentary access to The Centurion Lounge
Enjoy a Companion Certificate on First Class, Delta Comfort+, or Main Cabin domestic, Caribbean, or Central American roundtrip flights each year after renewal of your Card
Receive upgrade priority over other Medallion members within the same Medallion level and fare class grouping
Earn up to $10 back in statement credits each month after you use your Card for US rideshare purchases with select providers
15% discount on award travel when booked on delta.com or in the Delta app
Receive either a statement credit every 4 years after you apply for Global Entry ($100) or a statement credit every 4.5 years after you apply for a five-year membership through any TSA Precheck official enrollment provider (up to $85)
Complimentary Hertz President’s Circle Status
First checked bag free
Priority boarding on Delta flights
$100 Delta Stays hotel or vacation rentals credit
20% savings on Delta in-flight purchases (statement credit)
Car rental insurance
Trip delay insurance
Trip cancellation and interruption insurance
Baggage insurance
No foreign transaction fee
Annual Fee: $650
Amex Delta SkyMiles Blue Card
Bonus Offer:
Earn 10,000 Membership Rewards Points after you spend $1,000 on eligible purchases in the first 6 months of Card Membership.
Benefits & Perks:
2x points at restaurants, including takeout and delivery in the
2x points on Delta purchases
1x points on all other eligible purchases
20% savings on Delta in-flight purchases (statement credit)
Car rental insurance
No foreign transaction fee
Annual Fee: $0
Amex Hilton Honors Surpass Card
Special Bonus Offer:
Earn 130,000 Membership Rewards Points after you spend $3,000 on eligible purchases in the first 6 months of Card Membership. Offer ends 7/31/24
Benefits & Perks:
12x points on hotels & resorts in the Hilton portfolio
7x points on flights booked with airlines or on AmexTravel.com, and on rental cars
6x points on dining, gas, and groceries
4x points on US online retail purchases
3x on all other eligible purchases
$200 in statement credits on eligible purchases made directly with participating Hilton Resorts
Earn one Free Night Reward from Hilton Honors after spending $15,000 on purchases on your card in a calendar year
Spend $40,000 on purchases on your Card in a calendar year and you can earn Hilton Honors Diamond status through the end of the next calendar year
Complimentary National Car Rental Emerald Club Executive status
Car rental insurance
Baggage insurance
Annual Fee: $95
Amex Hilton Honors Aspire Card
Special Bonus Offer:
Earn 175,000 Membership Rewards Points after you spend $6,000 on eligible purchases in the first 6 months of Card Membership. Offer ends 7/31/24
Benefits & Perks:
14x points on hotels & resorts in the Hilton portfolio
7x points on flights booked with airlines or on AmexTravel.com, and on rental cars
7x points on dining
3x on all other eligible purchases
$200 in statement credits semi-annually on eligible purchases made directly with participating Hilton Resorts
Enjoy an annual Free Night Reward from Hilton Honors
$200 flight credit
$189 Clear credit
Complimentary Hilton Diamond status
Complimentary National Car Rental Emerald Club Executive status
Car rental insurance
Baggage insurance
Trip delay and trip cancellation insurance
Annual Fee: $550
Amex Marriott Bonvoy Bevy Card
Bonus Offer: Earn 185,000 points after you spend $6,000 in your first 6 months from your account opening
Benefits & Perks:
Earn 6X points at over 7,000 hotels participating in Marriott Bonvoy
Earn 3X points at U.S. restaurants and on flights booked directly with airlines
Earn 2X points on all other purchases
Your points don’t expire as long as you make purchases on your credit card every 24 months
$300 in total dining statement credits – $25 each month
Free night award every year after your card account anniversary (can be used at any property that costs under 85,000 points per night)
Complimentary gold elite status
Unlimited complimentary priority pass lounge access for you and up to two accompanying guests
Statement credit for Global Entry ($100) or TSA PreCheck ($85) every four years
No foreign transaction fees
Annual Fee: $650
Amex Marriott Bonvoy Brilliant Card
Bonus Offer: 155,000 points after you spend $5,000 in your first 6 months from your account opening
Benefits & Perks:
Earn 6X points at over 7,000 hotels participating in Marriott Bonvoy
Earn 4X points for every $1 spent on the first $15,000 in combined purchases each year on grocery stores and dining
Earn 2X points on all other purchases
Your points don’t expire as long as you make purchases on your credit card every 24 months
Free Night Award every calendar year, after $15,000 in spend within that calendar year (good for up to 50,000 points)
Complimentary Gold Elite status
No foreign transaction fees
Annual Fee: $250
American Express Personal & Business Credit Cards
Other American Express Business Credit Cards
The following American Express business cards are not part of the Membership Rewards program. And thus do not earn American Express Membership Rewards points.
They do however earn other types of bonuses and benefits for travel and other types of perks.
Amex Business Delta SkyMiles Platinum Card
Bonus Offer:
Earn 65,000 Membership Rewards Points after you spend $6,000 on eligible purchases in the first 6 months of Card Membership.
Benefits & Perks:
3x points on hotels
3x points on Delta purchases
2x on dining and groceries
1x points on all other eligible purchases
Up to $120 Back on eligible Resy restaurant purchases
$2,500 Medallion Qualification Dollars (MQD) for elite status
Get $1 MQD for each $20 in purchases on your Card in a calendar year
$200 Delta flight credit, after spending $10,000 in a calendar year
Enjoy a Companion Certificate on Main Cabin domestic roundtrip flights to select destinations each year after renewal of your card
15% discount on award travel when booked on delta.com or in the Delta app
First checked bag free
Priority boarding on Delta flights
$200 Delta Stays hotel credit
20% savings on Delta in-flight purchases (statement credit)
$120 rideshare credit ($10 per month)
Delta SkyMiles Platinum Business Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members and Reserve Card Members
$100 credit for Global Entry every 4 years and $85 credit for TSA Precheck every 4.5 years
Hertz 5 Star status
Car rental insurance
Trip delay insurance
Baggage insurance
No foreign transaction fee
Annual Fee: $350
Amex Business Delta SkyMiles Gold Card
Bonus Offer:
Earn 45,000 Membership Rewards Points after you spend $4,000 on eligible purchases in the first 6 months of Card Membership.
Benefits & Perks:
2x points on shipping and advertising expenses
2x points on Delta purchases
1x points on all other eligible purchases
$200 Delta flight credit, after spending $10,000 in a calendar year
Take 15% off when booking Award Travel with miles
15% discount on award travel when booked on delta.com or in the Delta app
First checked bag free
Priority boarding on Delta flights
$150 Delta Stays hotel credit
20% savings on Delta in-flight purchases (statement credit)
Car rental insurance
Baggage insurance
No foreign transaction fee
Annual Fee: $150 (waived 1st year)
Amex Business Delta SkyMiles Reserve Card
Bonus Offer:
Earn 75,000 Membership Rewards Points after you spend $10,000 on eligible purchases in the first 6 months of Card Membership.
Benefits & Perks:
1.5x points on transit, shipping, and office supply store purchases
3x points on Delta purchases
1x points on all other eligible purchases
Take 15% off when booking Award Travel with miles
$240 annual credit on Resy restaurant purchases
Earn up to $10 back in statement credits each month for US rideshare purchases with select providers
Enjoy a Companion Certificate each year after card renewal
Get $1 Medallion Qualification Dollar (MQD) for each $10 in purchases
When you purchase a Delta flight with your Delta SkyMiles Reserve Card, you will receive complimentary access to The Centurion Lounge‡ or Escape Lounge
Complimentary access into Delta Sky Club
15% discount on award travel when booked on delta.com or in the Delta app
First checked bag free
Priority boarding on Delta flights
Complimentary upgrade list
$250 Delta Stays hotel credit
20% savings on Delta in-flight purchases (statement credit)
Hertz Presidents Circle status
$100 credit for Global Entry every 4 years and $85 credit for TSA Precheck every 4.5 years
Trip delay insurance
Trip cancellation and interruption insurance
Car rental insurance
Baggage insurance
No foreign transaction fee
Annual Fee: $650
Amex Business Hilton Honors Card
Bonus Offer:
Earn 130,000 Membership Rewards Points after you spend $6,000 on eligible purchases in the first 6 months of Card Membership
Benefits & Perks:
12x points on hotels & resorts in the Hilton portfolio
5x on all other eligible purchases
$240 in statement credits on eligible purchases made directly with participating Hilton Resorts
Earn one Free Night Reward from Hilton Honors after spending $15,000 on purchases on your card in a calendar year
Spend $40,000 on purchases on your Card in a calendar year and you can earn Hilton Honors Diamond status through the end of the next calendar year
Complimentary Hilton Gold status
Car rental insurance
Baggage insurance
Annual Fee: $95
Amex Business Marriott Bonvoy Card
Bonus Offer:
Earn 3 free nights (up to 50,000 point each night) after you spend $6,000 on eligible purchases in the first 6 months
Benefits & Perks:
Earn 4x points at restaurants worldwide, gas at US gas stations, on wireless telephone services purchased directly from US service providers and on US purchases for shipping
Earn 6x points at hotels participating in the Marriott Bonvoy program
Earn 2x points on other purchases
Marriott Bonvoy Gold status
7% discount on eligible Marriott Bonvoy purchases
Earn one Free Night Reward every year after card renewal
Each calendar year you can receive 15 Elite Night Credits towards the next level of Marriott Bonvoy Elite status
Air+Car allows members to redeem Marriott Bonvoy points for flights and car rentals across hundreds of travel partners around the world
No foreign transaction fees
Annual Fee: $125
