Chase Credit Cards and Cash Back Cards -October 2024
Chase offers a large variety of personal and business credit cards and cash back cards. There are many good opportunities to earn free travel, cash back, and other rewards and perks in the Chase credit card product offerings.
Chase Credit Cards and Cash Back Cards – October 2024
The Chase 5/24 Rule
The Chase 5/24 rule is a policy implemented by Chase Bank that impacts individuals applying for most of their credit cards. Under this rule, Chase typically denies credit card application approvals for individuals who have opened five or more credit card accounts (from any issuer) within the past 24 months.
This rule is significant for those interested in Chase credit cards and Ultimate Rewards points. Because it affects their eligibility and approval chances.
The rule is often considered a strategic move by Chase to manage risk and target more desirable customers. By limiting approvals to those who haven’t opened too many new accounts recently, Chase aims to attract customers who are more likely to use and retain their credit cards responsibly.
For individuals who love free travel and are avid credit card users, managing their application strategy around the Chase 5/24 rule becomes crucial. Many travel points and miles enthusiasts strategize their card applications carefully to ensure they remain eligible for Chase cards that offer attractive rewards, benefits, and bonuses.
Overall, the Chase 5/24 rule plays a significant role in the credit card application landscape. It influences how many individuals plan their credit card acquisitions and usage to maximize their opportunities with Chase and other issuers.
Chase Credit Cards and Cash Back Cards in the Chase Ultimate Rewards Program
Several of the personal and business Chase credit cards and Chase cash back cards are part of the Chase Ultimate Rewards program.
The following are the Chase credit cards and cash back cards that are part of the Chase Ultimate rewards program.
Chase Credit Cards and Cash Back Cards
Personal Chase Credit Cards & Cash Back Cards That Earn Ultimate Rewards Points
The following Chase credit cards and Chase cash back cards earn Ultimate Rewards points.
It is important to note that in order for the cash back cards, like the Chase Freedom card for example, to earn Ultimate Rewards points you first need to have one of the Chase Sapphire credit cards. Either the Chase Sapphire Preferred card or the Chase Sapphire Reserve card.
So it is important to first get one of these 2 cards before you can earn Ultimate Rewards points with some of the cash back cards.
Bonus Offer:
Earn 60,000 bonus points
after you spend $4,000 on purchases in the first 3 months from account opening.
Benefits & Perks:
Premium dining & travel rewards
Earn 5x total points on travel purchased through Chase Travel, excluding hotel purchases that qualify for the $50 Annual Chase Travel Hotel Credit.
Earn 3x points on dining at restaurants including eligible delivery services, takeout and dining out.
Earn 2x on other travel purchases.
Annual Fee: $95
Bonus Offer:
Earn 60,000 bonus points
after you spend $4,000 on purchases in the first 3 months from account opening.
Benefits & Perks:
Earn 5x total points on flights and 10x total points on hotels (excluding The EditSM) and car rentals when you purchase travel through Chase TravelSM after the first $300 is spent on travel purchases annually.
Annual Fee: $550
Bonus Offer: Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening.
Benefits & Perks:
Earn unlimited 1.5% cash back or more on all purchases, like 3% on dining and drugstores and 5% on travel purchased through Chase TravelSM.
APR: 0% intro APR for 15 months from account opening on purchases and balance transfers
Annual Fee: $0
Bonus Offer:
Earn a $100 bonus + 5% grocery store offer
Earn a $100 bonus after you spend $500 on purchases in the first 3 months from account opening.
Earn 5% cash back on grocery store purchases (excluding Target and Walmart) on up to $12,000 spent in the first year.
Benefits & Perks:
Earn cash back for every purchase. Earn 5% cash back on up to $1,500 on combined purchases in bonus categories each quarter you activate. Plus, earn 5% cash back on travel purchased through Chase TravelSM, 3% on dining including takeout and drug stores, and 1% on all other purchases.
APR: 0% intro APR for 15 months from account opening on purchases and balance transfers.
Annual Fee: $0
Chase Credit Cards and Cash Back Cards – October 2024
Chase Business Credit Cards That Earn Ultimate Rewards Points
There are 3 Chase business credit cards that participate in the Chase Ultimate Rewards program and earn points.
Ink Business Preferred Credit Card
Bonus Offer:
90,000 bonus points after you spend $8,000 on purchases in the first 3 months after account opening. That’s $1,000 cash back or $1,250 toward travel rewards when you redeem through Chase TravelSM.
Benefits & Perks
Earn 3X points on shipping and other select business categories.
Earn 5% cash back on Lyft rides
Auto Rental Collision Damage Waiver
Travel and Emergency Assistance Services
Roadside Dispatch
Purchase Protection
Redeem Options: Travel (best option – 25% more value), Cash back, Gift cards, Apple Ultimate Rewards store
Annual Fee: $95
Ink Business Unlimited Credit Card
Special Bonus Offer:
Earn $900 bonus cash back or 90k points after you spend $6,000 on purchases in the first 3 months after account opening.
Benefits & Perks:
Unlimited 1.5% cash back rewards on every purchase made for your business – with this no annual fee credit card.
Earn 5% cash back on Lyft rides
Auto Rental Collision Damage Waiver
Travel and Emergency Assistance Services
Roadside Dispatch
Purchase Protection
Redeem Options: Travel (best option – 25% more value), Cash back, Gift cards, Apple Ultimate Rewards store
APR: 0% intro APR for 12 months from account opening on purchases
Annual Fee: $0
Ink Business Cash Card
New Special Offer !
Earn up to $750 bonus cash back
Earn $350 when you spend $3,000 on purchases in the first 3 months, and an additional $400 when you spend $6,000 on purchases in the first 6 months after account opening
Plus earn a 10% Business Relationship Bonus.
Benefits & Perks:
Earn 5% cash back in select business categories
plus earn rewards on every purchase made for your business – with this no annual fee credit card.
Earn 5% cash back on Lyft rides
Auto Rental Collision Damage Waiver
Travel and Emergency Assistance Services
Roadside Dispatch
Purchase Protection
Redeem Options: Travel (best option – 25% more value), Cash back, Gift cards, Apple Ultimate Rewards store
Annual Fee: $0
Chase Credit Cards and Cash Back Cards – October 2024
Other Personal Chase Credit Cards
Although these personal credit cards do not participate in the Chase Ultimate Rewards program, they offer many useful benefits and bonuses.
The Chase United Mileage Plus cards offer good opportunities to earn United MileagePlus miles for free travel on United Airlines.
The Chase Southwest Rapid Rewards cards give you great opportunities to earn Rapids Rewards points for free travel on Southwest Airlines.
Some of the following links are our referral links. We would very much appreciate your help and support by using the links when you apply for any of the cards we have referrals links for.
Chase Freedom Rise Card
Bonus Offer:
Start building credit
while earning 1.5% cash back on all purchases.
Benefits & Perks:
Best for: New to Credit People and Students
Increase your chances of getting approved for Chase Freedom RiseSM by having at least $250 in any Chase checking or savings account before applying.
Annual Fee: $0
Chase Air Canada Aeroplan Card
Bonus Offer:
Earn 70,000 bonus miles after $3000 spend in the first 3 months after account opening.
Benefits & Perks:
Earn 3x points on groceries
Earn 3x points for each dollar spent on dining at restaurants including takeout and eligible delivery services
3x points for each dollar spent with Air Canada directly
Earn 1x points on all other purchases
500 bonus points for every $2,000 you spend in a calendar month – up to 1,500 points per month
New cardmembers Aeroplan 25K Status for the remainder of the calendar year, plus the following calendar year
$100 credit every 4 years for Global Entry or TSA PreCheck or NEXUS
Rental car insurance
Baggage insurance
Trip delay reimbursement
Trip cancellation / interruption insurance
Enjoy a free first checked bag
No foreign transaction fees
Annual Fee: $95
United MileagePlus Explorer Card
Bonus Offer:
Earn 50,000 + 5,000 bonus miles after $3000 spend in the first 3 months after account opening
Earn the additional 5000 bonus miles by adding an authorized user in the first 3 months
Benefits & Perks:
2 United Club 1 time passes per year
Up to 1000 Premier qualifying points
Earn 2x miles on United purchases, dining, and hotel stays.
Up to $100 Global Entry, TSA PreCheck or NEXUS fee credit
Get one-year complimentary DashPass, a membership for both DoorDash and Caviar that provides unlimited deliveries with $0 delivery fees and lower service fees on eligible orders
Auto Rental Collision Damage Waiver
Trip Cancellation/Interruption Insurance
Enjoy a free first checked bag
Priority boarding and other United travel benefits.
Annual Fee: $0 intro annual fee for the first year, then $95
United Quest MileagePlus Card
Bonus Offer:
Earn 60,000 bonus miles + 500 Premier qualifying points (PQP) after $4000 spend in the first 3 months after account opening.
Benefits & Perks:
5,000 bonus miles after you add an authorized user
$125 annual United purchase credit
2 free checked bags
Priority boarding
3x miles on United purchases
2x mileson dining, all other travel and select streaming services
Two 5,000-mile anniversary award flight credits
Up to 6,000 Premier qualifying points
Up to $100 Global Entry, TSA PreCheck or NEXUS fee credit
Get one-year complimentary DashPass, a membership for both DoorDash and Caviar that provides unlimited deliveries with $0 delivery fees and lower service fees on eligible orders
Auto Rental Collision Damage Waiver
Trip Cancellation/Interruption Insurance
Annual Fee: $250
United MileagePlus Gateway Credit Card
Bonus Offer:
Earn 20,000 bonus miles after $1000 spend in the first 3 months after account opening.
Benefits & Perks:
Earn 5000 bonus miles by adding an authorized user
Earn 2x miles on United purchases, at gas stations and on local transit and commuting.
Earn 25% back on United inflight and Club premium drink purchases
Get one-year complimentary DashPass, a membership for both DoorDash and Caviar that provides unlimited deliveries with $0 delivery fees and lower service fees on eligible orders
Auto Rental Collision Damage Waiver
Trip Cancellation/Interruption Insurance
No foreign transaction fees
Annual Fee: $0
United MileagePlus Club Infinite Card
Bonus Offer:
Earn 80,000 bonus miles after $5000 spend in the first 3 months after account opening.
Benefits & Perks:
5,000 bonus miles after you add an authorized user
Enjoy United Club membership
Up to 10,000 Premier qualifying points
Up to $100 Global Entry, TSA PreCheck or NEXUS fee credit
Save 10% on United Economy Saver Awards
Complimentary Avis President’s Club and enjoy complimentary two-car class upgrades
IHG One Rewards Platinum Elite status
$75 IHG Statement Credit
Get one-year complimentary DashPass, a membership for both DoorDash and Caviar that provides unlimited deliveries with $0 delivery fees and lower service fees on eligible orders
Auto Rental Collision Damage Waiver
Trip Cancellation/Interruption Insurance
2 free checked bags
Earn rewards faster with 4x miles on United purchases
Earn 2x miles on dining and all other travel.
Annual Fee: $525
Chase British Airways Visa Signature Card
Special Bonus Offer:
Earn 100,000 Avios after $7500 spend in the first 6 months after account opening.
Benefits & Perks:
Up to $600 reward flight credit
Earn 3 Avios for every $1 spent on British Airways, Aer Lingus, and Iberia flight purchases
Earn 2 Avios for every $1 spent on hotel accommodations booked directly with the hotel
Earn 1 Avios for every $1 spent on all other purchases
10% discount on British Airways flights
Earn a Travel Together Ticket every calendar year you make $30,000 in purchases
Baggage delay insurance
Lost luggage reimbursement
No foreign transaction fees
Annual Fee: $95
Chase Aer Lingus Visa Signature Card
Special Bonus Offer:
Earn 100,000 Avios after $7500 spend in the first 6 months after account opening.
Benefits & Perks:
Earn 3 Avios for every $1 spent on British Airways, Aer Lingus, and Iberia flight purchases
Earn 2 Avios for every $1 spent on hotel accommodations booked directly with the hotel
Earn 1 Avios for every $1 spent on all other purchases
10% discount on British Airways flights
Earn a Travel Together Ticket every calendar year you make $30,000 in purchases
Priority boarding
Baggage delay insurance
Lost luggage reimbursement
No foreign transaction fees
Annual Fee: $95
Chase Iberia Visa Signature Card
Special Bonus Offer:
Earn 100,000 Avios after $7500 spend in the first 3 months after account opening.
Benefits & Perks:
Earn 3 Avios for every $1 spent on British Airways, Aer Lingus, and Iberia flight purchases
Earn 2 Avios for every $1 spent on hotel accommodations booked directly with the hotel
Earn 1 Avios for every $1 spent on all other purchases
10% discount on Aer Lingus flights
Earn a discount voucher of $1,000 to use toward two tickets on the same Iberia flight for each calendar year you make purchases of $30,000 on your card
Baggage delay insurance
Lost luggage reimbursement
No foreign transaction fees
Annual Fee: $95
Southwest Rapid Rewards Plus Card
Special Limited Time Bonus Offer !
Earn 85,000 points after $3000 spend in the first 3 months after account opening.
Benefits & Perks:
3,000 anniversary points each year.
Earn 2X points on Southwest purchases
Earn 1X points on all other purchases.
Annual Fee: $69
Southwest Rapid Rewards Priority Card
Special Limited Time Bonus Offer !
Earn 85,000 points after $3000 spend in the first 3 months after account opening.
Benefits & Perks:
Receive a $75 annual Southwest® travel credit and 7,500 anniversary points each year.
Earn 3X points on Southwest purchases.
Annual Fee: $149
Southwest Rapid Rewards Premier Card
Special Limited Time Bonus Offer !
Earn 85,000 points after $3000 spend in the first 3 months after account opening.
Benefits & Perks:
6,000 anniversary points each year.
Earn 3X points on Southwest® purchases
Earn 1X points on all other purchases.
Annual Fee: $99
Chase Credit Cards and Cash Back Cards
Chase Hotel Credit Cards
Chase Marriott Bonvoy Boundless Card
Bonus Offer: Earn 3 Free Night Awards (each night valued up to 50,000 points) after you spend $3,000 in your first 3 months from your account opening
Benefits & Perks:
Earn up to 17X total points at hotels participating in Marriott
Bonvoy – 6X points at over 7,000 hotels participating in Marriott Bonvoy; up to 10X points from Marriott for being a Marriott Bonvoy member; Plus up to 1x point from Marriott with Silver Elite Status
Earn 3X points on the first $6,000 spent in combined purchases each year on grocery stores, gas stations, and dining
Earn 2X points on all other purchases
Your points don’t expire as long as you make purchases on your credit card every 24 months
Annual free night award
Baggage insurance
Lost luggage reimbursement
Trip delay reimbursement
No foreign transaction fees
Annual Fee: $95
Chase Marriott Bonvoy Bountiful Card
Bonus Offer: Earn 85,000 Bonus Points after you spend $4,000 in purchases in your first 3 months from your account opening
Benefits & Perks:
Earn up to 18.5x total points at hotels participating in Marriott
Bonvoy – 6X points at over 7,000 hotels participating in Marriott Bonvoy; up to 10X points from Marriott for being a Marriott Bonvoy member; Plus up to 2.5x point from Marriott with Silver Elite Status
Earn 4X points on the first $15,000 spent in combined purchases each year on grocery stores and dining
Earn 1,000 Bonus Points per eligible stay at hotels participating in Marriott Bonvoy
Earn 2X points on all other purchases
Your points don’t expire as long as you make purchases on your credit card every 24 months
Annual free night award
Baggage delay insurance
Lost luggage reimbursement
Trip delay reimbursement
No foreign transaction fees
Annual Fee: $250
Chase Marriott Bonvoy Bold Card
Bonus Offer: Earn 30,000 points after you spend $1,000 in your first 3 months from your account opening
Benefits & Perks:
Earn up to 14x total points at hotels participating in Marriott
Bonvoy – 3x points at over 7,000 hotels participating in Marriott Bonvoy; up to 10X points from Marriott for being a Marriott Bonvoy member; Plus up to 1x point from Marriott with Silver Elite Status
Earn 1X points on all other purchases
Your points don’t expire as long as you make purchases on your credit card every 24 months
Baggage delay insurance
Lost luggage reimbursement
Trip delay reimbursement
No foreign transaction fees
Annual Fee: $0
Chase IHG One Rewards Premier Card
Special Bonus Offer:
Earn 5 free nights (up to 60,000 points per night) after spending $4000 in the first 3 months
Benefits & Perks:
Earn up to 26X points total per $1 spent when you stay at IHG hotels and resorts
Earn 5x points on travel, dining, and at gas stations
Earn 3x points on all other purchases.
Anniversary free night
Earn a $100 statement credit and 10,000 bonus points after spending $20,000 each calendar year
Baggage delay insurance
Lost luggage reimbursement
Trip Cancellation / Interruption insurance
No foreign transaction fee
Annual Fee: $99
Chase IHG One Rewards Traveler
Bonus Offer:
Earn 80,000 bonus points after spending $2,000 in the first 3 months from account opening.
Benefits & Perks:
Earn up to 17x points total per $1 spent when you stay at IHG hotels and resorts
Earn 3x total points on dining, utilities, select streaming services, and at gas stations
Earn 2x points on all other purchases
Silver elite status
Redeem 3 nights, get a 4th free
Earn 10,000 bonus points after you spend $10,000 each calendar year
Baggage delay insurance
Lost luggage reimbursement
Trip Cancellation / Interruption insurance
No foreign transaction fee
Annual Fee: $99
Chase Credit Cards and Cash Back Cards – October 2024
Other Chase Business Credit Cards
Ink Business Premier Credit Card
Bonus Offer:
Earn $1,000 bonus cash back
after you spend $10,000 on purchases in your first 3 months from account opening.
Benefits & Perks:
Earn 2.5% cash back on every purchase of $5,000 or more
Earn 5% cash back on Lyft rides
2% cash back on all other business purchases.
Auto Rental Collision Damage Waiver
Travel and Emergency Assistance Services
Roadside Dispatch
Purchase Protection
Cell Phone Protection
Redeem Options: Travel (best option – 25% more value), Cash back, Gift cards, Apple Ultimate Rewards store
Annual Fee: $195
World of Hyatt Business Credit Card
Bonus Offer: Earn 60,000 Bonus Points after $5000 spend in the first 3 months after account opening. Earn 15,000 more points after spending $12,000 in the first 6 months
Benefits & Perks:
Earn 2 Bonus Points total per $1 spent in your top three spend categories each quarter through 12/31/24, then your top two categories each quarter.
Annual Fee: $199
United MileagePlus Business Card
Bonus Offer:
Earn 75,000 bonus miles after $5000 spend in the first 3 months after account opening.
Benefits & Perks
Earn 2x miles on United purchases, dining, at gas stations, office supply stores and on local transit and commuting.
Enjoy a free first checked bag, priority boarding and other great United travel benefits.
2 United Club one-time passes
$100 annual United travel credit
Earn 25 Premier Qualifying Points (PQP) for every $500 spent – up to 1000 PQP per year
Get one-year complimentary DashPass, a membership for both DoorDash and Caviar that provides unlimited deliveries with $0 delivery fees and lower service fees on eligible orders
Annual Fee: $99 (waived 1st year)
United Mileage Plus Club Business Card
Bonus Offer:
Earn 50,000 bonus miles + 1,000 Premier qualifying points (PQP) after $5000 spend in the first 3 months after account opening
Benefits & Perks:
Enjoy United Club membership
2 free checked bags
Earn up to 1,000 Premier qualifying points (PQP)
Auto Rental Collision Damage Waiver
Trip Cancellation/Interruption Insurance
Avis President’s Club and enjoy complimentary two-car class upgrades
Get one-year complimentary DashPass, a membership for both DoorDash and Caviar that provides unlimited deliveries with $0 delivery fees and lower service fees on eligible orders
Earn 2x miles on United purchases
Earn 1.5x miles on all other purchases
Annual Fee: $450
Southwest Rapid Rewards Performance Business Credit Card
Special Bonus Offer
Earn 80,000 points after you spend $5,000 on purchases in the first 3 months your account is open.
Additional 40,000 points after spending $15,000 in the 1st 9 months
Benefits & Perks
Earn 4X points on Southwest purchases
Earn 2X points on purchases for your business in select categories.
9,000 anniversary bonus points each year.
Four upgraded boardings per year when available
Up to 365 InFlight WiFi credits per year
Earn 1,500 tier qualifying points toward A-List status for every $5,000 spent
Receive a statement credit of up to $100 every four years as reimbursement for the application fee for Global Entry, TSA PreCheck or NEXUS
Lost luggage and baggage delay insurance
No foreign transaction fees
Annual Fee: $199
Southwest Rapid Rewards Premier Business Credit Card
Special Bonus Offer:
Earn 60,000 bonus points after you spend $3,000 on purchases in the first 3 months your account is open.
Earn 60,000 additional points after spending $15,000 in 9 months.
Benefits & Perks:
Earn 3X points on Southwest purchases
Earn 2X points on local transit and commuting
Earn 1X points on all other purchases.
Additional 6,000 anniversary points each year.
2 EarlyBird Check-In® each year.* Opens offer details overlay
25% back on inflight purchases.* Opens offer details overlay
Earn 1,500 tier qualifying points toward A-List status for every $5,000 spent
Receive a statement credit of up to $100 every four years as reimbursement for the application fee for Global Entry, TSA PreCheck or NEXUS
Lost luggage and baggage delay insurance
No foreign transaction fees
When you use your Rapid Rewards Business Credit Card to transfer points to another Rapid Rewards Member, fees associated with the transfer will be reimbursed – up to $500 in statement credits per anniversary year
Annual Fee: $99
IHG One Rewards Premier Business Credit Card
Special Bonus Offer:
Earn 140,000 bonus points
after spending $4,000 in the first 3 months from account opening.
Earn 60,000 more points after spending $9000 in the first 6 months
Benefits & Perks:
Earn IHG One Rewards points on every purchase.
Earn up to 26X points total per $1 spent when you stay at IHG® hotels and resorts.
Annual Fee: $99
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