US Bank Checking Account $450 Bonus Offer
*The US Bank Checking account $450 bonus offer is no longer available
US Bank if offering an excellent bonus for opening a new US Bank Checking account. The $450 bonus is one of the better bank bonus offers for checking and savings accounts.
US Bank Checking Account $450 Bonus Offer
US Bank $450 Bonus Offer Details
The following are the qualifying activities you need to complete in the required time frame.
US Bank is offering a checking account bonus worth up to $450.
- Earn $250 when the combined total of your direct deposits is between $2,000 and $4,999.99
- Earn $350 when the combined total of your direct deposits is between $5,000 and $7,999.99
- Earn $450 when the combined total of your direct deposits is $8,000 or more
ACH transfers from Ally Bank, Chase, PNC, SoFi, Vanguard, Wealthfront and others have worked in the past to trigger the bonus.
Or you can use direct deposits from your employer, pension, or social security to trigger the bonus.
US Bank Checking Account $450 Bonus Offer
How To Avoid Checking Account Fees
The US Bank Smartly Checking account comes with a monthly service fee of $6.95 which is waived if you complete any of the following:
- Keep a minimum daily balance of $1,500 or more in the checking account
- If you have a qualifying U.S. Bank consumer credit card
- You may also qualify if you’re a member of the military or part of a select age group (24 or younger, or 65 and older)
US Bank Checking Account $450 Bonus Offer
Here are more items in the US Bank checking account $450 bonus offer fine print:
- To be eligible, you or any owner(s) on your new Bank Smartly Checking account cannot have an existing U.S. Bank consumer checking account, had a U.S. Bank consumer checking account in the last 12 months or received other U.S. Bank consumer checking bonus offers within the past 12 months.
- You must also use the promo code 2024JUL at account opening.
- To receive the bonus, you must open a new U.S. Bank Smartly Checking account with a minimum deposit of $25 either online, in a branch or over the phone from July 9, 2024 through and including September 26, 2024.
- Additionally, you must enroll in the U.S. Bank Mobile App or online banking within 90 days of opening your account.
- You must also complete two or more direct deposits within 90 days of opening your account that total: $2,000 to $4,999.99 to earn the $250 bonus, $5,000 to $7,999.99 to earn the $350 bonus, or $8,000 or more to earn the $450 bonus.
- A direct deposit is an electronic deposit of your paycheck made through the Automated Clearing House (ACH) network or an electronic deposit of your government benefits, such as Social Security, from your employer or the government.
- Other electronic deposits or person-to-person payments are not considered a direct deposit.
- Your checking bonus (“adjusted interest”) will be credited to your new checking account within 60 days following the end of the calendar month during which you completed all the offer requirements.
- Account must be open and have a positive balance to receive the bonus.
- Bonus will be reported as interest earned on IRS form 1099-INT, and recipient is responsible for any applicable taxes.
- Offer may not be combined with any other checking account bonus offers.
US Bank Checking Account $450 Bonus Offer
Other details and summary of the US Bank $450 bonus offer:
- Maximum bonus amount: $450
- Availability: Nationwide
- Apply: Online or in-branch
- Direct deposit required: Yes
- Hard/soft pull: Soft
- Monthly fees: $6.95, waivable
- Early account termination fee: None
- Household limit: None listed
- Expiration date: Offer expires 9/26/24 (not sure this will be extended or not)
Recommendations: This is a good checking account bonus offer. US Bank had a $500 offer previously.
If you apply for this US Bank checking account bonus offer make sure the code 2024JUL is applied so you can get the bonus.
I recommend that you take a screenshot of the application page showing that the code was applied. In case there is any problem getting US Bank to pay the bonus.
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